The best Side of 228 loan
The best Side of 228 loan
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Pursuant to § 228.28 and appendix C to this portion, the Board assigns conclusions for just a bank's Neighborhood Progress Products and services Take a look at efficiency in Every facility-based mostly assessment spot, Just about every Condition or multistate MSA, as applicable, and for the institution.
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This element does not use to banks that do not carry out industrial or retail banking products and services by granting credit score to the general public from the everyday course of business, other than as incident for their specialised functions and done on an accommodation basis.
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Option weights should be responsive to the traits and credit requirements of a lender's assessment places and public comments and must be based on the financial institution's capability and constraints, item choices, and small business approach.
(A) The Agency decides which the bank has not furnished satisfactory justification for that strategy and each facet of the plan as necessary pursuant to paragraph (d) of the section;
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The Board evaluations the influence and responsiveness of your financial institution's community progress loans and community progress investments that advantage or provide the nationwide location, as provided in § 228.15.
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If an intermediate bank more info opts to be evaluated pursuant to the Group Progress Financing Check in § 228.24, the Board evaluates the intermediate bank with the analysis time period previous the financial institution's up coming CRA examination pursuant to your Neighborhood Improvement Funding Examination in § 228.24 and continues evaluations pursuant to this performance take a look at for subsequent evaluation durations until finally the lender opts out.
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